50+ Mortgages
At Rosewood Wealth Management, we believe everyone deserves to experience the independence that comes with owning your own home. If you’re hoping to secure a later life mortgage, you may be unsure of your options. With Rosewood’s unrestricted access to deals across the whole market, our approachable advisors can help you to find later life lending products from specialist lenders.
Expert Mortgage Advisors
Whether you are looking to downsize or upsize to a different property, finance some much-needed home improvements, or make the long-awaited jump onto the property ladder, Rosewood’s expert mortgage advisors are here for you.
Appropriate, affordable mortgage options
Taking a hands-on approach, Rosewood’s advisors draw on their extensive industry knowledge to find appropriate affordable mortgage options to meet your unique needs. Before presenting you with our later life mortgage options, we always review your personal and financial situation before ensuring you meet the relevant lending criteria.
Impartial financial guidance
As Independent Financial Advisors, Rosewood always considers how a mortgage product may impact your wider finances and personal life. By assessing your current and predicted income avenues, including any savings, pensions and investments, we can find a later life mortgage deal that meets your needs.
Ready to secure your future?
Contact Rosewood today.
Your home may be repossessed if you do not keep up the repayments on your mortgage.
F.A.Q.s
Frequently asked questions
Can I still get a mortgage if I am over 50?
Although it may appear more difficult to secure a mortgage if you are over 50, with the appropriate support from an Independent Financial Advisor at Rosewood, it is possible to get one approved. Across the market, we can find specialist lenders who offer niche later life mortgages, sometimes with shorter mortgage terms or interest-only deals to suit your circumstances.
Why is it harder to get a mortgage in my later life?
The closer you are to retirement age, the more difficult you may find it to secure a standard residential mortgage. This is because some lenders expect your income to decrease once you retire, therefore putting you more at risk from falling behind with your mortgage payments. As part of their eligibility criteria, some lenders also have an upper age limit which restricts the approval of some applicants.
Curious about your later life lending options
As a Society Of Later Life Advisers (SOLLA) accredited company, Rosewood’s in-house later-life lending experts offer cutting-edge solutions to help you meet your future lending goals.