Buildings and Contents Cover
Owning your own home is a significant investment, so it’s crucial to safeguard your belongings from potential damage or loss. Buildings and contents cover provides financial protection against a range of unforeseen events, helping ensure you have the means to restore or replace your valuable assets should the worst arise.
What is buildings & contents insurance
Protecting against damage caused by various perils such as fire, floods and theft, buildings insurance covers the structure of your property. Although every specific policy is different, most buildings insurance covers damage to walls, roof, floors, and permanent fixtures. Complementing buildings insurance by covering damage or loss caused by fire, theft or accidental damage, contents insurance protects the personal belongings within your property. This includes items such as furniture, appliances, electronic devices, and jewellery.
Insurance to help protect your home & possessions
Rosewood’s specialist financial advisors can provide valuable guidance to help ensure that your property is adequately protected. By understanding the intricacies of buildings and contents insurance and implementing preventive measures, Rosewood can help you to safeguard your home and maintain peace of mind.
Cover to suit your needs
Seeking financial advice from Rosewood firmly puts you in control of your future. With unrestricted access to deals across the whole market, we can compare different insurance providers to find the most appropriate cover to protect your needs. Whether you’re looking for a comprehensive combined buildings and contents cover, or would like separate buildings and contents cover to complement existing policies, we can help you on your journey to financial stability.
Interested in securing your buildings and contents cover?
Contact Rosewood today.
Guarantees are subject to individual circumstances and needs. All individuals should fully disclose all relevant information to secure their insurance needs.
F.A.Q.s
Frequently asked questions
Do I need both buildings and contents insurance?
If you own your home, you will need buildings insurance as set out in the terms of your mortgage. Although contents insurance is optional, it is advisable to have it to help protect your belongings.
How much buildings and contents insurance do I need?
The amount of buildings and contents insurance you need will depend on the value of your home and the value of your belongings. You can get an estimate of the rebuilding cost of your home from your insurance company as well as making an inventory of your belongings to get an estimate of their value.
To ensure your buildings and contents cover reflects your changing circumstances, we recommend reviewing your cover with one of Rosewood’s expert advisors on an annual basis.
What is an excess?
An excess is the amount of money you will have to pay towards a claim before your insurance company starts to pay out. The higher your excess, the lower your insurance premium will be.
Do you want to protect your financial future?
Rosewood’s advisors will provide you with personalised guidance tailored to your unique circumstances. Whatever your stage of life, with help from Rosewood you can know that you have protected you and your family from any future financial difficulty