Pensions For Life Transitions
Whatever life throws at you, it is important to feel in control of your future finances. Whether you’re part way through your working life, on the cusp of retiring, or are currently adjusting to retired life, seeking pension advice can help you to feel secure in your retirement.
Tailored financial solutions
If you have accumulated multiple pension pots throughout your working life, you may be worried about how to access your pensions during retirement. In order to manage your retirement income most effectively, a financial advisor from Rosewood can review your existing provision to build a solution tailored to your needs. After taking into account your goals and objectives, we can work with you to create a pathway to help secure your retirement plans.
Financial planning support
With the appropriate financial planning support from Rosewood, we can help to ease you into retired life and tackle retirement head-on.
Ready to secure your retirement?
Contact Rosewood today.
A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.
Investments do not include the same security of capital which is afforded with a deposit account.
F.A.Q.s
Frequently asked questions
What happens to my workplace pension if I leave my job?
If you leave your job, you have a number of options for your workplace pension including the following:
- Keep your pension with your current provider.
- Transfer your pension to a new provider.
- Take a cash lump sum.
Everyone’s circumstances are different, therefore it is advisable to speak with a financial advisor to help you decide what to do with your existing workplace pension.
What does my retirement look like?
If you would like to know what your retirement will look like based on your current finances, Rosewood can help. By reviewing any existing retirement, savings and investment products, as well as establishing your ideal retirement age, we can provide you with a powerful insight into the health of your future finances. After helping you to set realistic retirement goals, our diligent financial advisors will guide you through any changes necessary to help you reach your later life objectives.
Can I afford to retire?
By conducting a thorough review of your finances, lifestyle and personal aspirations, Rosewood’s knowledgeable advisors can determine the ideal time for you to retire. If you have a retirement age in mind, we can try to align your pensions, savings and investments to work towards this date.
Feel supported when life takes you on unexpected journeys
With Rosewood Wealth Management’s continued support, you can take back control of your finances and prepare to make sound financial decisions throughout changing times.