Looking To Remortgage Your Property?
The process of remortgaging your property allows you to move your mortgage from one lender to another.
If your current mortgage deal is due to end within the next 6 months, it’s important to review your mortgage options with an Independent Financial Advisor. After getting to know your personal and financial circumstances, Rosewood’s expert advisors will navigate the entire market on your behalf to find exclusive mortgage deals. By balancing your personal affordability with your current and future needs, Rosewood can find the ideal mortgage deal for you.
Reasons to remortgage your property
There are many reasons to consider remortgaging:
- In uncertain economic times, moving to the most competitive fixed-rate mortgage deal available can provide the security of knowing your monthly mortgage payments will remain the same.
- If you have had adverse credit history, remortgaging could allow you to enter the high street mortgage lending market for more competitive products and rates.
- If you are in need of home improvements, additional borrowing could raise the extra money needed to fund any developments.
The remortgage specialists
Whether you’re set on wanting to remortgage, or are simply considering your options, let Rosewood’s supportive mortgage specialists take out the guesswork by assessing whether remortgaging is suitable for you.
Ready to start your remortgage journey?
Contact Rosewood today.
Your home may be repossessed if you do not keep up the repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.
F.A.Q.s
Frequently asked questions
What is remortgaging?
This is the term given to the process of switching your mortgage from one lender to another. A good indicator that you’re ready for a mortgage review is approximately 6 months before your current deal is due to end.
What is the difference between remortgaging and rate switching?
Remortgaging involves replacing your existing mortgage with a new one offered by a different lender, whereas rate switching involves moving your existing mortgage product to a new product with your existing provider.
What are the benefits of remortgaging?
By reviewing your mortgage with Rosewood, you are surrendering all concerns to our helpful mortgage experts who can determine whether remortgaging is the most appropriate strategy for you.
Together, we can assess any proposed changes to your personal and financial goals. Once we have established a clear picture of your circumstances, we can then find lenders offering mortgages which align with your financial plan.
What happens after remortgaging?
Support from Rosewood doesn’t end after we’ve helped you to successfully remortgage. As experts in our field, we actively keep clients informed of the current and predicted market conditions. If we notice a more suitable rate or deal in the future, we will keep you informed.
Start your mortgage planning journey now
As experts in the mortgage industry, we know that everyone’s circumstances are unique. By taking a personalised approach to mortgage planning, we aim to empower you to secure a future-proof mortgage deal that is appropriate for you.